With the Freedom Spirit membership level of the Med-Sense Guaranteed Association you will have financial assistance in the event of a covered Accidental Death or Dismemberment. There are two optional coverage amounts fitted to suit your needs as shown in the chart below. Simply decide on the insurance amount during the quoting process.
Coverage is available to members ages 18 through 64. Benefits will decrease to 65% of the Principal Sum at age 70, 45% of the Principal Sum at age 75, 30% of the Principal Sum at age 80, and 15% of the Principal Sum at age 85. For complete Terms and Conditions please refer to the Description of Coverage.
The following exclusions apply to all benefits or Hazards under this policy. Additional exclusions, limitations or conditions may also apply to specific benefits or Hazards. Please read the Description of Coverage carefully.
This insurance does not apply to any Accident, Accidental Bodily Injury or Loss caused by or resulting from, directly, or indirectly, an Insured Person(s):
Medications cost too much. And if you or a family member have asthma, diabetes, heart disease or another illness, costs can quickly skyrocket and make it hard to make ends meet. We believe that peace of mind shouldn’t cost an arm and a leg. Save an average of 46%, with potential savings of up to 75%*. This card can be used for your entire family, including pets. Save at more than 60,000 pharmacies nationwide, including Walmart, Target, Walgreens and more. Discounts are at the register. Because this is not insurance, there are no forms to fill and there is no wondering or waiting for reimbursements.
Freedom Spirit Membership provides both non-insurance membership benefits and Accidental Death and Dismemberment benefits, and is available to individuals from age 18 through age 64. Unless benefits have been exhausted, coverage will never terminate, but the AD&D insurance benefits will decrease to 65% of the Principal Sum at age 70, 45% of the Principal Sum at age 75, 30% of the Principal Sum at age 80, and 15% of the Principal Sum at age 85. For complete Terms and Conditions of the AD&D insurance refer to your Description of Coverage. (Policy #9907-71-53)
There are no waiting periods. You can begin using your Association benefits once your payment is accepted.When does my association membership begin? Once your payment is processed and approved your membership can be effective at the earliest two days from your enrollment date or your selected date no longer than 30 days from your enrollment date. The member’s fulfillment package and ID Card is available immediately after purchase is completed. Membership handbook and identification cards will arrive via U.S. Mail within 3-5 business days after payment is received and approved.